• You feel good about reporting the scam, but you don’t change any of your own security settings.
  • A week later, you get a similar scam message from a different account. This time, they claim your bank account is locked!
  • Lesson: Scammers might target people based on weak security settings. Reporting scams is great, but securing your own accounts is even better. Changing passwords and enabling two-factor authentication can stop scammers from targeting you again.

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